Smart Mortgage Solutions for Your Dream Home

Get the best rates and personalized loan options tailored to your needs—whether you're buying, refinancing, or investing.

Mortgage Loan Programs We Offer:

Conventional Loans

  • Affordable and flexible home financing with competitive rates and terms. Ideal for borrowers with strong credit and steady income.

    • Loan amounts up to $726,200 (higher in some areas)

    • Fixed and adjustable-rate options available

    • As low as 3% down payment

FHA Loans

  • Government-backed loans with lower credit score requirements and a low down payment, making homeownership accessible for more buyers..

    • Down payment as low as 3.5%

    • Ideal for first-time homebuyers

    • More flexible qualification criteria

Jumbo Loans

  • Financing for high-value properties that exceed conventional loan limits, perfect for luxury homebuyers.

    • Loan amounts up to $3 million+

    • Flexible terms and competitive rates

    • Available for primary, secondary, and investment properties

VA Loans

  • Exclusive mortgage benefits for veterans, active-duty service members, and eligible spouses, offering no down payment and no PMI.

    • 100% financing with no down payment

    • No private mortgage insurance (PMI) required

    • Competitive rates

Refinance Loans

  • Lower your monthly payments, adjust your loan term, or cash out home equity with our refinancing options.

    • Rate & term refinancing for lower monthly payments

    • Cash-out refinancing to acess home equity

    • FHA, VA, and conventional refinance options available

How It Works

1 - Apply Online

Fill out our simple pre-approval application in minutes.

2 - Find Your Perfect Loan

Work with our experts to explore loan options that fit your budget and goals.

3 - Close with Confidence

Secure your mortgage with a seamless, transparent closing process.

Why Choose Apex4K Mortgage?

Competitive Rates

Get industry-leading rates tailored to your financial profile.

Expert Guidance

Work with experienced mortgage professionals every step of the way.

Fast & Simple Process

Streamlined approvals with minimal paperwork.

Let’s Work Together!