Fast, Flexible Real Estate Capital for Investors & Developers
Funding solutions tailored to your real estate investment goals—fix & flips, ground up constructions loan, DSCR loan, and more.
Loan Types We Offer
Fix & Flip
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Our fix and flip loans are specifically crafted to support real estate investors. With adaptable terms, high loan-to-value (LTV) ratios, and competitive interest rates, we offer the financial flexibility needed to purchase, renovate, and resell properties quickly and profitably.
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Property Type: 1-4 Units (5 units and above on case-by-case basis).
Max. loan to ARV: Up to 75%.
Term: Up to 18 months.
Max. loan to costm: Up to 90% of purchase price and 100% of rehab costs
Interest Rate: From 8.75% (interest-only payments).
No prepayment penalties.
Foreign nationals accepted.
Bridge Loan
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Our Bridge Loans are designed to offer the agility and financial support required for short-term projects. With favorable terms, strong collateral coverage, and lower monthly payments, they provide a swift and efficient way to capitalize on investment opportunities.
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Property type Single Family: 1-4 Units / Condos Multi Family: 5 – 30 units.
Max. loan to value:
• Purchase: Up to 75%
• Refinance: Up to 75%
• Cash out: Up to 70%Term: Up to 18 months + 6 months extension.
Payments: Interest-only, reducing monthly costs.
Collateral: The acquired or refinanced property serves as collateral.
Ground Up Construction
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Our ground-up construction loans offer flexible financing and competitive rates, providing builders with the support they need from land acquisition to project completion.
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Property Types: 1-4 Units (5 units and above on case-by-case basis).
Max. Loan to cost: Up to 85% of purchase price.
Term: Up to 18 months + 6 months extension.
Max. Loan to ARV: Up to 75%.
Interest Rate: Starting at 8.75% (interest-only payments).
DSCR Loan
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Our DSCR loans provide long-term financing with approvals based on property performance, making them an excellent choice for investors looking to maximize stability and profitability.
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Property Types: Single-family homes, multifamily properties, townhomes, PUDs, and condos.
Loan Amount: From $125,000 to $2,500,000.
Term: 30 years, fixed or adjustable rates available.
Loan-to-Value (LTV): Up to 80% for purchases, 75% for refinancing, and 70% for cash-out.
Interest Rate: Starting at 6.875%.
45 to 60 days for closing.
Foreign nationals accepted.
How It Works
1 - Apply Online
Fill out our simple pre-approval application in minutes.
2 - Get Approved
If eligible, we will reach out to you ASAP, ready to start our journey together
3 - Receive Funds
Access funds for your acquisition, renovation, or development projects.
Why Choose Apex4K Capital?
Trust
We provide the financial stability and expertise you need to succeed. Our commitment to reliability ensures that every project is backed by a strong foundation, giving you confidence in your investments.
Partnership
Success is built on collaboration. We work closely with investors, developers, and industry professionals to foster meaningful relationships based on trust, integrity, and shared success.
Growth
We craft strategic, forward-thinking financial solutions that support not just immediate investment needs, but also long-term wealth-building and sustainability.
