/* Extracted from index.html */
/* =================================
CSS VARIABLES & BASE STYLES
================================== */
:root {
    --gold: #C4A14B; /* Main accent - buttons, icons, highlights, brand elements */
    --charcoal: #1E1E1E; /* Deep charcoal - dark sections, hero backgrounds */
    --off-white: #FAFAFA; /* Off-white - content backgrounds */
    --light-gray: #ECECEC; /* Light gray - section dividers, cards, forms */
    --very-light-blue: #f5f7fa;
    --dark-text: #1C1C1C; /* Dark text - headings and body text */
    --secondary-gray: #666666; /* Secondary gray - subheadings, captions */
    --border-gray: #DDDDDD; /* Border gray - input fields, dividers, outlines */
    --shadow-light: 0 4px 25px rgba(0, 0, 0, 0.03);
    --shadow-medium: 0 8px 35px rgba(0, 0, 0, 0.07);
    --transition: all 0.3s ease-in-out;
}

* {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html {
    scroll-behavior: smooth;
    scroll-padding-top: 80px;
}

body {
    font-family: 'Inter', sans-serif;
    background-color: var(--off-white);
    color: var(--dark-text);
    line-height: 1.7;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

/* =================================
UTILITY CLASSES
================================== */
.container {
    width: 100%;
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

.section {
    padding: 80px 0;
    overflow-x: hidden;
}

.section-header {
    text-align: center;
    margin-bottom: 60px;
}

.section-header h2 {
    font-family: 'Poppins', sans-serif;
    font-size: 2.5rem;
    color: var(--charcoal);
    font-weight: 700;
    margin-bottom: 15px;
    line-height: 1.2;
}

.section-header p {
    font-size: 1.1rem;
    color: var(--secondary-gray);
    max-width: 650px;
    margin: 0 auto;
}

.btn {
    display: inline-block;
    padding: 16px 32px;
    font-size: 1rem;
    font-weight: 600;
    text-decoration: none;
    border-radius: 8px;
    transition: var(--transition);
    cursor: pointer;
    border: none;
    text-align: center;
    white-space: nowrap;
}

.btn-gold {
    background-color: var(--gold);
    color: var(--charcoal);
}

.btn-gold:hover {
    background-color: #A08A3A;
    transform: translateY(-3px);
    box-shadow: 0 6px 20px rgba(196, 161, 75, 0.3);
}

.btn-outline {
    background-color: transparent;
    color: var(--off-white);
    border: 2px solid var(--off-white);
}

.btn-outline:hover {
    background-color: var(--off-white);
    color: var(--charcoal);
}

.grid {
    display: grid;
    gap: 30px;
}

/* =================================
ANIMATIONS
================================== */
.fade-in {
    opacity: 0;
    transform: translateY(30px);
    transition: opacity 0.6s ease-out, transform 0.6s ease-out;
}

.fade-in.is-visible {
    opacity: 1;
    transform: translateY(0);
}

/* =================================
HEADER & NAVIGATION
================================== */
#main-nav {
    position: sticky;
    top: 0;
    width: 100%;
    background-color: var(--off-white);
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.05);
    z-index: 1000;
    padding: 15px 0;
    transition: var(--transition);
}

#main-nav .nav-container {
    display: flex;
    justify-content: space-between;
    align-items: center;
    max-width: 1400px;
    margin: 0 auto;
    padding: 0 20px;
}

.logo {
    font-family: 'Poppins', sans-serif;
    font-size: 1.8rem;
    font-weight: 700;
    color: var(--charcoal);
    text-decoration: none;
    display: flex;
    align-items: center;
    padding: 0;
}

.logo span { 
    color: var(--gold); 
}

.nav-links {
    display: none;
    list-style: none;
    align-items: center;
}

.nav-links li { 
    margin: 0 15px; 
}

.nav-links a {
    color: var(--charcoal);
    text-decoration: none;
    font-weight: 500;
    transition: var(--transition);
    position: relative;
    padding-bottom: 5px;
}

.nav-links a::after {
    content: '';
    position: absolute;
    width: 0;
    height: 2px;
    bottom: 0;
    left: 50%;
    transform: translateX(-50%);
    background-color: var(--gold);
    transition: width 0.3s ease;
}

.nav-links a:hover::after {
    width: 100%;
}

.nav-links a:hover { 
    color: var(--gold); 
}

.nav-cta .btn { 
    display: none; 
}

.menu-toggle {
    display: block;
    font-size: 1.5rem;
    color: var(--charcoal);
    cursor: pointer;
    background: none;
    border: none;
    padding: 5px;
}

/* Mobile Menu Styles */
.mobile-menu {
    display: none;
    position: absolute;
    top: 75px;
    left: 0;
    width: 100%;
    background: var(--off-white);
    box-shadow: 0 4px 10px rgba(0,0,0,0.1);
    padding: 20px;
}

.mobile-menu.active { 
    display: block; 
}

.mobile-menu ul { 
    list-style: none; 
}

.mobile-menu li { 
    margin-bottom: 20px; 
}

.mobile-menu a {
    color: var(--charcoal);
    text-decoration: none;
    font-size: 1.2rem;
    font-weight: 500;
}

.mobile-menu .btn { 
    width: 100%; 
    margin-top: 10px; 
}

/* =================================
HERO SECTION
================================== */
#hero {
    background-color: var(--charcoal);
    position: relative;
    overflow: hidden;
    color: var(--off-white);
    padding: 120px 0;
    text-align: center;
}
#hero::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    z-index: 1;
    pointer-events: none;
    background: linear-gradient(rgba(30, 30, 30, 0.167), rgba(30, 30, 30, 0.478));
}
#hero video.hero-bg-video {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    object-fit: cover;
    z-index: 0;
    opacity: 0.6;
}
#hero .hero-content {
    position: relative;
    z-index: 2;
}

.hero-content {
    max-width: 800px;
    margin: 0 auto;
}

.hero-content h1 {
    font-family: 'Poppins', sans-serif;
    font-size: 3rem;
    font-weight: 700;
    line-height: 1.2;
    margin-bottom: 25px;
}

.hero-content p {
    font-size: 1.2rem;
    margin-bottom: 40px;
    opacity: 0.9;
}

.hero-buttons {
    display: flex;
    flex-direction: column;
    gap: 15px;
    align-items: center;
}

/* =================================
SERVICES SECTION
================================== */
#services {
    background-color: var(--light-gray);
}

.services-grid {
    grid-template-columns: 1fr;
}

.service-card {
    background: var(--off-white);
    padding: 40px;
    border-radius: 12px;
    box-shadow: var(--shadow-light);
    text-align: center;
    transition: var(--transition);
}

.service-card:hover {
    transform: translateY(-10px);
    box-shadow: var(--shadow-medium);
}

.service-card .icon {
    font-size: 3rem;
    color: var(--gold);
    margin-bottom: 20px;
}

.service-card h3 {
    font-family: 'Poppins', sans-serif;
    font-size: 1.8rem;
    color: var(--charcoal);
    margin-bottom: 15px;
}

.service-card ul {
    list-style: none;
    margin-bottom: 30px;
}

.service-card li {
    font-size: 1.1rem;
    margin-bottom: 10px;
    color: var(--secondary-gray);
}

/* =================================
PROCESS SECTION
================================== */
#process {
    background-color: var(--very-light-blue);
}

.process-grid {
    grid-template-columns: 1fr;
    text-align: center;
}

.step-card {
    position: relative;
    padding: 30px;
}

.step-card .icon {
    width: 80px;
    height: 80px;
    background-color: var(--light-gray);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 20px;
    font-size: 2.5rem;
    color: var(--gold);
    border: 2px solid var(--gold);
}

.step-card h3 {
    font-family: 'Poppins', sans-serif;
    font-size: 1.5rem;
    color: var(--charcoal);
    margin-bottom: 10px;
}

.process-cta {
    text-align: center;
    margin-top: 50px;
}

/* =================================
CAPITAL FEATURES SECTION
================================== */
#capital-features {
    background-color: var(--off-white);
}

.features-grid {
    grid-template-columns: 1fr;
}

.feature-card {
    background: var(--off-white);
    color: var(--dark-text);
    border-radius: 12px;
    padding: 40px 30px;
    box-shadow: var(--shadow-medium);
    border-left: 5px solid var(--gold);
    display: flex;
    flex-direction: column;
    align-items: center;
    min-height: 260px;
    transition: var(--transition);
}

.feature-card .icon {
    font-size: 2.5rem;
    color: var(--gold);
    margin-bottom: 18px;
    background: var(--off-white);
    border-radius: 50%;
    width: 70px;
    height: 70px;
    display: flex;
    align-items: center;
    justify-content: center;
    border: 2px solid var(--gold);
}

.feature-card h3 {
    font-family: 'Poppins', sans-serif;
    font-size: 1.4rem;
    color: var(--charcoal);
    margin-bottom: 15px;
}

.feature-card p {
    font-size: 1.2rem;
    font-weight: 600;
    color: var(--dark-text);
}

.feature-card span {
    font-weight: 400;
    color: var(--secondary-gray);
    font-size: 1rem;
    display: block;
}

/* =================================
MORTGAGE FEATURES SECTION
================================== */
#mortgage-features {
    background-color: var(--light-gray);
}

.mortgage-grid {
    grid-template-columns: 1fr;
}

.mortgage-card {
    background: var(--charcoal);
    color: var(--off-white);
    padding: 30px;
    border-radius: 12px;
}

.mortgage-card .icon {
    font-size: 2rem;
    color: var(--gold);
    margin-bottom: 15px;
}

.mortgage-card h3 {
    font-family: 'Poppins', sans-serif;
    font-size: 1.4rem;
    color: var(--off-white);
    margin-bottom: 10px;
}

.mortgage-card p {
    opacity: 0.9;
}

/* =================================
WHY APEX4K SECTION
================================== */
#why {
    background-color: var(--off-white);
}

.why-grid {
    grid-template-columns: 1fr;
}

.value-card {
    display: flex;
    align-items: center;
    gap: 20px;
}

.value-card .icon {
    font-size: 1.8rem;
    color: var(--gold);
}

.value-card p {
    font-size: 1.1rem;
    font-weight: 500;
}

.testimonial-card {
    background: var(--off-white);
    padding: 30px;
    border-radius: 12px;
    margin-top: 50px;
    box-shadow: var(--shadow-light);
    text-align: center;
}

.testimonial-card blockquote {
    font-size: 1.2rem;
    font-style: italic;
    color: var(--secondary-gray);
    border: none;
    margin-bottom: 20px;
}

.testimonial-card .author {
    font-weight: 600;
    color: var(--charcoal);
}

.testimonial-card .author span {
    display: block;
    font-weight: 400;
    color: var(--secondary-gray);
    font-size: 0.9rem;
}

/* =================================
LEARNING HUB SECTION
================================== */
#learn {
    background-color: var(--light-gray);
}

.learning-hub-grid {
    grid-template-columns: 1fr;
    align-items: center;
}

.video-player {
    position: relative;
    background: var(--charcoal);
    border-radius: 12px;
    overflow: hidden;
    height: 300px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-direction: column;
    color: white;
    padding: 20px;
    text-align: center;
    background-image: url('images/ffHouse.png');
    background-size: cover;
    background-position: center;
}

.video-player::before {
    content: '';
    position: absolute;
    top: 0; 
    left: 0;
    width: 100%; 
    height: 100%;
    background: rgba(30, 30, 30, 0.7);
}

.video-player * {
    position: relative;
    z-index: 2;
}

.play-button {
    width: 80px;
    height: 80px;
    background: var(--gold);
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 2rem;
    color: var(--charcoal);
    cursor: pointer;
    transition: var(--transition);
}

.play-button:hover {
    transform: scale(1.1);
}

.video-player h3 {
    font-family: 'Poppins', sans-serif;
    font-size: 1.5rem;
    margin-top: 20px;
}

.learning-resources {
    padding: 20px 0;
}

.learning-resources h3 {
    font-family: 'Poppins', sans-serif;
    font-size: 1.8rem;
    color: var(--charcoal);
    margin-bottom: 15px;
}

.resource-list {
    list-style: none;
    margin-top: 20px;
}

.resource-list li {
    display: flex;
    align-items: center;
    gap: 15px;
    margin-bottom: 20px;
    font-size: 1.1rem;
}

.resource-list .icon {
    font-size: 1.5rem;
    color: var(--gold);
}

.resource-list a {
    color: var(--dark-text);
    text-decoration: none;
    font-weight: 500;
    transition: var(--transition);
}

.resource-list a:hover {
    color: var(--gold);
}

.resource-list a i {
    margin-left: 8px;
    transition: var(--transition);
}

.resource-list a:hover i {
    transform: translateX(5px);
}

/* =================================
PREQUAL SECTION
================================== */
#prequal {
    background-color: var(--charcoal);
    color: var(--off-white);
    text-align: center;
}

#prequal h2 {
    color: var(--off-white);
}

#prequal p {
    color: rgba(255,255,255,0.8);
}

/* =================================
FOOTER
================================== */
footer {
    background-color: var(--charcoal);
    color: var(--off-white);
    padding: 60px 0 30px;
}

.footer-grid {
    grid-template-columns: 1fr;
    text-align: center;
    gap: 40px;
}

.footer-about .logo {
    color: var(--off-white);
    display: inline-block;
    margin-bottom: 15px;
}

.footer-about p {
    color: var(--secondary-gray);
    max-width: 300px;
    margin: 0 auto;
}

.footer-links h4, 
.footer-subscribe h4 {
    font-family: 'Poppins', sans-serif;
    font-size: 1.2rem;
    margin-bottom: 20px;
    color: var(--off-white);
}

.footer-links ul {
    list-style: none;
}

.footer-links li {
    margin-bottom: 10px;
}

.footer-links a {
    color: var(--secondary-gray);
    text-decoration: none;
    transition: var(--transition);
}

.footer-links a:hover {
    color: var(--gold);
}

.subscribe-form {
    display: flex;
    flex-direction: column;
    gap: 10px;
    max-width: 350px;
    margin: 0 auto;
}

.subscribe-form input {
    padding: 12px;
    border-radius: 8px;
    border: 1px solid var(--border-gray);
    background: var(--charcoal);
    color: var(--off-white);
    font-family: 'Inter', sans-serif;
}

.footer-bottom {
    border-top: 1px solid var(--charcoal);
    margin-top: 40px;
    padding-top: 30px;
    text-align: center;
    color: var(--secondary-gray);
}

.footer-socials {
    margin-bottom: 20px;
}

.footer-socials a {
    color: var(--secondary-gray);
    font-size: 1.5rem;
    margin: 0 10px;
    transition: var(--transition);
}

.footer-socials a:hover {
    color: var(--gold);
}

.footer-legal a {
    color: var(--secondary-gray);
    text-decoration: none;
    margin: 0 10px;
}

.footer-legal a:hover {
    text-decoration: underline;
}

/* =================================
PRE-QUALIFICATION FORM STYLES
================================== */
.form-container {
    width: 100%;
    max-width: 700px;
    background-color: #FFFFFF;
    overflow: hidden;
    margin: 0 auto;
    border-radius: 20px;
}

.form-header {
    background-color: #1E1E1E;
    color: #FFFFFF;
    padding: 25px;
    text-align: center;
}

.form-header h1 {
    font-family: 'Poppins', sans-serif;
    font-size: 1.8rem;
}

.form-header h1 span { color: #C4A14B; }

#multi-step-form {
    padding: 30px 20px;
}

.form-step {
    display: none;
    animation: fadeIn 0.5s ease-in-out;
}

.form-step.active {
    display: block;
}

@keyframes fadeIn {
    from { opacity: 0; transform: translateY(20px); }
    to { opacity: 1; transform: translateY(0); }
}

.form-group {
    margin-bottom: 20px;
}

.form-group label {
    display: block;
    margin-bottom: 8px;
    font-weight: 600;
    font-size: 0.95rem;
    color: #1C1C1C;
}

.form-group small {
    font-size: 0.8rem;
    color: #6c757d;
    display: block;
    margin-top: 4px;
}

.form-group input, .form-group select, .form-group textarea {
    width: 100%;
    padding: 12px;
    border: 1px solid #ccc;
    border-radius: 6px;
    font-size: 1rem;
    font-family: 'Inter', sans-serif;
    transition: border-color 0.3s;
    background-color: #FFFFFF;
    color: #1C1C1C;
}

.form-group textarea {
    resize: vertical;
    min-height: 100px;
}

.form-group input:focus, .form-group select:focus, .form-group textarea:focus {
    outline: none;
    border-color: #C4A14B;
    box-shadow: 0 0 0 2px rgba(196, 161, 75, 0.2);
}

input[readonly] {
    background-color: #e9ecef;
    cursor: not-allowed;
    color: #555;
    font-weight: 600;
}

/* Radio Button Styling */
.radio-group {
    display: grid;
    grid-template-columns: 1fr;
    gap: 15px;
}

.radio-label {
    display: block;
    padding: 20px;
    border: 2px solid #ECECEC;
    border-radius: 8px;
    cursor: pointer;
    text-align: center;
    transition: all 0.3s ease;
    background-color: #FFFFFF;
    color: #1C1C1C;
}

.radio-label:hover {
    border-color: #C4A14B;
}

.radio-label i {
    display: block;
    font-size: 2rem;
    margin-bottom: 10px;
    color: #C4A14B;
}

.radio-label span {
    font-weight: 600;
    font-size: 1.1rem;
    color: #1C1C1C;
}

input[type="radio"] {
    display: none;
}

input[type="radio"]:checked + .radio-label {
    border-color: #C4A14B;
    background-color: #fffaf0;
    box-shadow: 0 4px 10px rgba(196, 161, 75, 0.1);
}

.error-message {
    color: #d9534f;
    font-size: 0.85rem;
    margin-top: 5px;
    display: none;
}

.form-group input.invalid, .form-group select.invalid {
    border-color: #d9534f;
}

.form-buttons {
    display: flex;
    justify-content: space-between;
    margin-top: 30px;
}

.btn-primary {
    background-color: #C4A14B;
    color: #1E1E1E;
}

.btn-primary:hover {
    background-color: #b89546;
}

.btn-primary:disabled {
    background-color: #ccc;
    cursor: not-allowed;
}

.btn-secondary {
    background-color: #ECECEC;
    color: #1C1C1C;
}

.btn-secondary:hover {
    background-color: #ddd;
}

/* Results Step Styling */
.results-container {
    text-align: center;
    padding: 20px;
}

.results-icon {
    font-size: 4rem;
    margin-bottom: 20px;
}

.results-icon.success { color: #5cb85c; }
.results-icon.failure { color: #d9534f; }

.results-container h2 {
    font-family: 'Poppins', sans-serif;
    margin-bottom: 15px;
    color: #1C1C1C;
}

.results-container p {
    color: #1C1C1C;
}

#validation-errors {
    list-style-position: inside;
    text-align: left;
    background: #fff2f2;
    border: 1px solid #d9534f;
    border-radius: 8px;
    padding: 15px;
    margin-top: 20px;
    color: #a94442;
}

#validation-errors li {
    margin-bottom: 8px;
}

#pdf-download-link {
    display: inline-block;
    margin-top: 20px;
    background-color: #5cb85c;
    color: white;
}

#pdf-download-link i {
    margin-right: 8px;
}

.consent-group {
    display: flex;
    align-items: flex-start;
    gap: 10px;
}

.consent-group input {
    width: auto;
    margin-top: 5px;
}

.consent-group label {
    font-weight: normal;
    font-size: 0.9rem;
    color: #1C1C1C;
}

@media (min-width: 576px) {
    .radio-group {
        grid-template-columns: 1fr 1fr;
    }
    #multi-step-form {
        padding: 40px;
    }
}

/* =================================
RESPONSIVE DESIGN
================================== */
@media (min-width: 768px) {
    .section { 
        padding: 100px 0; 
    }
    .section-header h2 { 
        font-size: 3rem; 
    }
    .menu-toggle { 
        display: none; 
    }
    .nav-links { 
        display: flex; 
    }
    .nav-cta .btn { 
        display: inline-block; 
        margin-left: 20px;
    }
    .mobile-menu { 
        display: none !important; 
    }
    #hero { 
        padding: 150px 0; 
    }
    .hero-content h1 { 
        font-size: 4rem; 
    }
    .hero-buttons { 
        flex-direction: row; 
        justify-content: center; 
    }
    .services-grid { 
        grid-template-columns: repeat(2, 1fr); 
    }
    .process-grid {
        grid-template-columns: repeat(3, 1fr);
        position: relative;
    }
    .step-card:not(:last-child)::after {
        content: '';
        position: absolute;
        top: 40px;
        right: -40px;
        width: 80px;
        height: 2px;
        background-image: linear-gradient(to right, var(--border-gray) 50%, transparent 50%);
        background-size: 10px 2px;
    }
    .features-grid { 
        grid-template-columns: repeat(2, 1fr); 
    }
    .mortgage-grid { 
        grid-template-columns: repeat(2, 1fr); 
    }
    .why-grid { 
        grid-template-columns: repeat(2, 1fr); 
    }
    .learning-hub-grid { 
        grid-template-columns: 1fr 1fr; 
        gap: 50px; 
    }
    .video-player { 
        height: auto; 
        min-height: 450px; 
    }
    .learning-resources { 
        padding: 0; 
    }
    .footer-grid {
        grid-template-columns: 2fr 1fr 1fr 2fr;
        text-align: left;
        gap: 50px;
    }
    .footer-about p, 
    .subscribe-form { 
        margin: 0; 
    }
    .subscribe-form { 
        flex-direction: row; 
    }
    .subscribe-form input { 
        flex-grow: 1; 
    }
    .footer-bottom { 
        display: flex; 
        justify-content: space-between; 
        align-items: center; 
    }
    .footer-socials { 
        margin-bottom: 0; 
    }
}

@media (min-width: 1024px) {
    .section { 
        padding: 120px 0; 
    }
    .hero-content h1 { 
        font-size: 4.5rem; 
    }
    .features-grid { 
        grid-template-columns: repeat(4, 1fr); 
    }
    .mortgage-grid { 
        grid-template-columns: repeat(3, 1fr); 
    }
}

/* =================================
RECENT TRANSACTIONS SECTION
================================== */
#recent-transactions {
    background: var(--very-light-blue);
    padding: 100px 0 60px 0;
}
.recent-header {
    text-align: center;
    margin-bottom: 40px;
}
.recent-header h2 {
    font-family: 'Poppins', sans-serif;
    font-size: 2.5rem;
    font-weight: 700;
    color: var(--charcoal);
    margin-bottom: 15px;
}
.recent-header p {
    color: var(--secondary-gray);
    font-size: 1.15rem;
    max-width: 600px;
    margin: 0 auto;
}
.transactions-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 30px;
    max-width: 1200px;
    margin: 0 auto 40px auto;
}
@media (min-width: 768px) {
    .transactions-grid {
        grid-template-columns: repeat(3, 1fr);
    }
}
.transaction-card {
    background: linear-gradient(to bottom, #e9eef3 60%, #1e232a 100%);
    border-radius: 16px;
    box-shadow: 0 4px 24px rgba(30,30,30,0.06);
    padding: 36px 28px 28px 28px;
    color: var(--charcoal);
    position: relative;
    min-height: 340px;
    display: flex;
    flex-direction: column;
    justify-content: flex-end;
    overflow: hidden;
}
.transaction-label {
    position: absolute;
    top: 28px;
    left: 28px;
    background: var(--gold);
    color: #1e232a;
    font-size: 1rem;
    font-weight: 600;
    border-radius: 20px;
    padding: 6px 18px;
    display: inline-block;
    box-shadow: 0 2px 8px rgba(196,161,75,0.08);
}
.transaction-title {
    font-family: 'Poppins', sans-serif;
    font-size: 2.1rem;
    font-weight: 700;
    margin-bottom: 10px;
    margin-top: 40px;
    color: #232b36;
}
.transaction-location {
    font-size: 1.2rem;
    font-weight: 600;
    margin-bottom: 12px;
    color: var(--charcoal);
}
.transaction-details {
    font-size: 1.05rem;
    color: #232b36;
}
.transaction-details strong {
    color: var(--charcoal);
}
.view-all-btn {
    display: inline-block;
    background: var(--gold);
    color: #1e232a;
    font-size: 1.15rem;
    font-weight: 600;
    border: none;
    border-radius: 10px;
    padding: 16px 38px;
    margin: 0 auto;
    text-align: center;
    cursor: pointer;
    transition: background 0.2s;
    box-shadow: 0 2px 10px rgba(196,161,75,0.10);
}
.view-all-btn:hover {
    background: #a08a3a;
}
.transaction-img {
    width: 100%;
    height: 140px;
    object-fit: cover;
    border-radius: 12px 12px 0 0;
    margin-bottom: 18px;
    display: block;
}

/* === NEW RECENT TRANSACTIONS CARD STYLES === */
.new-transaction-card {
    position: relative;
    min-height: 340px;
    border-radius: 16px;
    background-size: cover;
    background-position: center;
    box-shadow: 0 4px 24px rgba(30,30,30,0.06);
    display: flex;
    flex-direction: column;
    justify-content: flex-end;
    overflow: hidden;
}
.new-transaction-card::before {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(to bottom, rgba(59, 60, 61, 0.558) 60%, #1e232a 100%);
    z-index: 1;
}
.new-transaction-card .transaction-info {
    position: relative;
    z-index: 10;
    padding: 36px 28px 28px 28px;
    color: white;
}
.new-transaction-card .transaction-title {
    font-family: 'Poppins', sans-serif;
    font-size: 2.1rem;
    font-weight: 700;
    margin-bottom: 10px;
    margin-top: 40px;
    color: white;
}
.new-transaction-card .transaction-location {
    font-size: 1.2rem;
    font-weight: 600;
    margin-bottom: 12px;
    color: white;
}
.new-transaction-card .transaction-details {
    font-size: 1.05rem;
    color: white;
}
.new-transaction-card .transaction-details strong {
    color: white;
}
.new-transaction-card .transaction-label {
    position: absolute;
    top: 28px;
    left: 28px;
    background: var(--gold);
    color: #1e232a;
    font-size: 1rem;
    font-weight: 600;
    border-radius: 20px;
    padding: 6px 18px;
    display: inline-block;
    box-shadow: 0 2px 8px rgba(196,161,75,0.08);
    z-index: 11;
}
@media (min-width: 768px) {
    .transactions-grid {
        grid-template-columns: repeat(3, 1fr) !important;
    }
}
@media (max-width: 767px) {
    .transactions-grid {
        grid-template-columns: 1fr !important;
        gap: 16px !important;
        max-width: 100% !important;
    }
    .new-transaction-card {
        min-height: 220px;
        border-radius: 12px;
    }
    .new-transaction-card .transaction-info {
        padding-left: 8px !important;
        padding-right: 12px !important;
        padding-bottom: 16px !important;
    }
    .new-transaction-card .transaction-title {
        font-size: 1.2rem;
        margin-top: 18px;
        margin-bottom: 6px;
    }
    .new-transaction-card .transaction-location {
        font-size: 1rem;
        margin-bottom: 6px;
    }
    .new-transaction-card .transaction-details {
        font-size: 0.95rem;
    }
    .new-transaction-card .transaction-label {
        top: 12px;
        left: 8px;
        font-size: 0.85rem;
        padding: 4px 12px;
        border-radius: 14px;
    }
}

/* =================================
TRANSACTION CAROUSEL STYLES
================================== */
.transactions-carousel {
    max-width: 1200px;
    margin: 0 auto 40px auto;
    position: relative;
}

.carousel-container {
    overflow: hidden;
    border-radius: 16px;
    position: relative;
    width: 100%;
}

.carousel-track {
    display: flex;
    transition: transform 0.5s ease-in-out;
    width: 100%;
    gap: 20px;
}

.carousel-slide {
    width: calc(33.333% - 13.33px);
    flex-shrink: 0;
    position: relative;
    box-sizing: border-box;
}

.carousel-nav {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 20px;
    margin-top: 30px;
}

.carousel-btn {
    background: var(--gold);
    color: var(--charcoal);
    border: none;
    border-radius: 50%;
    width: 50px;
    height: 50px;
    display: flex;
    align-items: center;
    justify-content: center;
    cursor: pointer;
    transition: var(--transition);
    font-size: 1.2rem;
    box-shadow: 0 2px 10px rgba(196,161,75,0.2);
}

.carousel-btn:hover {
    background: #a08a3a;
    transform: scale(1.1);
}

.carousel-btn:disabled {
    opacity: 0.5;
    cursor: not-allowed;
    transform: none;
}

.carousel-dots {
    display: flex;
    gap: 8px;
    align-items: center;
}

.dot {
    width: 12px;
    height: 12px;
    border-radius: 50%;
    background: #d3d7df;
    cursor: pointer;
    transition: var(--transition);
}

.dot.active {
    background: var(--gold);
    transform: scale(1.2);
}

.dot:hover {
    background: var(--gold);
}

/* Mobile responsive carousel */
@media (max-width: 1024px) {
    .carousel-track {
        gap: 15px;
    }
    .carousel-slide {
        width: calc(50% - 7.5px);
    }
}

@media (max-width: 767px) {
    .carousel-track {
        gap: 10px;
    }
    .carousel-slide {
        width: calc(100% - 10px);
    }
    .carousel-nav {
        gap: 15px;
        margin-top: 20px;
    }
    .carousel-btn {
        width: 40px;
        height: 40px;
        font-size: 1rem;
    }
    .dot {
        width: 10px;
        height: 10px;
    }
    .carousel-dots {
        gap: 6px;
    }
}

.transaction-toggle-group {
    display: flex;
    justify-content: center;
    gap: 16px;
    margin-bottom: 32px;
}
.transaction-toggle {
    font-family: 'Poppins', sans-serif;
    font-weight: 600;
    font-size: 1.1rem;
    padding: 12px 32px;
    border-radius: 10px;
    border: 1.5px solid #d3d7df;
    background: #fff;
    color: #19202a;
    cursor: pointer;
    transition: background 0.2s, color 0.2s;
    outline: none;
}
.transaction-toggle.active {
    background: #0d1a26;
    color: #fff;
    border: 1.5px solid #0d1a26;
}

/* Extracted from learning-hub.html */
:root {
    --white: #FFFFFF;
    --gray-text: #6c757d;
}

*, *::before, *::after {
    box-sizing: border-box;
}

/* Learning Hub specific */
.page-header {
    background-color: var(--charcoal);
    color: var(--white);
    padding: 60px 0;
    text-align: center;
}
.page-header h1 {
    font-family: 'Poppins', sans-serif;
    font-size: 2.8rem;
    margin-bottom: 10px;
}
.page-header p {
    font-size: 1.2rem;
    color: var(--light-gray);
    max-width: 600px;
    margin: 0 auto;
}
.main-content { padding: 60px 0; }
.featured-section { margin-bottom: 60px; }
.featured-card {
    display: grid;
    grid-template-columns: 1fr;
    background-color: var(--white);
    border-radius: 12px;
    overflow: hidden;
    box-shadow: 0 10px 30px rgba(0,0,0,0.08);
}
.featured-image img { width: 100%; height: 100%; object-fit: cover; }
.featured-info { padding: 40px; }
.featured-info .tag {
    background-color: var(--gold);
    color: var(--charcoal);
    padding: 5px 12px;
    border-radius: 20px;
    font-size: 0.8rem;
    font-weight: 600;
    display: inline-block;
    margin-bottom: 15px;
}
.featured-info h2 { font-family: 'Poppins', sans-serif; font-size: 2rem; margin-bottom: 15px; }
.featured-info p { color: var(--gray-text); margin-bottom: 25px; }
.btn { padding: 12px 28px; font-size: 1rem; font-weight: 600; text-decoration: none; border-radius: 6px; transition: all 0.3s ease; cursor: pointer; border: none; display: inline-flex; align-items: center; gap: 8px; }
.btn-primary { background-color: var(--gold); color: var(--charcoal); }
.btn-primary:hover { background-color: #b89546; }
.filters-toolbar { display: flex; flex-direction: column; gap: 20px; margin-bottom: 40px; }
.filter-buttons button { background: var(--white); border: 1px solid var(--light-gray); padding: 10px 20px; border-radius: 20px; cursor: pointer; font-weight: 500; transition: all 0.3s ease; margin-right: 10px; margin-bottom: 10px; }
.filter-buttons button.active { background-color: var(--charcoal); color: var(--white); border-color: var(--charcoal); }
.search-bar { position: relative; }
.search-bar input { width: 100%; padding: 12px 15px 12px 40px; border-radius: 20px; border: 1px solid var(--light-gray); font-size: 1rem; }
.search-bar .fa-search { position: absolute; left: 15px; top: 50%; transform: translateY(-50%); color: var(--gray-text); }
#content-grid { display: grid; grid-template-columns: 1fr; gap: 30px; }
.content-card { background-color: var(--white); border-radius: 12px; overflow: hidden; box-shadow: 0 4px 15px rgba(0,0,0,0.05); transition: transform 0.3s, box-shadow 0.3s; display: flex; flex-direction: column; }
.content-card.hidden { display: none; }
.content-card:hover { transform: translateY(-5px); box-shadow: 0 8px 25px rgba(0,0,0,0.1); }
.card-thumbnail img { width: 100%; height: 200px; object-fit: cover; }
.card-body { padding: 25px; display: flex; flex-direction: column; flex-grow: 1; }
.card-tag { font-size: 0.75rem; font-weight: 600; color: var(--gold); margin-bottom: 10px; letter-spacing: 0.5px; }
.card-title { font-family: 'Poppins', sans-serif; font-size: 1.2rem; margin-bottom: 10px; flex-grow: 1; }
.card-description { color: var(--gray-text); font-size: 0.9rem; margin-bottom: 20px; }
.card-cta { margin-top: auto; }
.newsletter-section { background-color: var(--charcoal); color: var(--white); padding: 60px 0; text-align: center; margin-top: 60px; }
.newsletter-section h2 { font-family: 'Poppins', sans-serif; font-size: 2.2rem; margin-bottom: 10px; }
.newsletter-section p { color: var(--light-gray); max-width: 500px; margin: 0 auto 30px; }
.subscribe-form { display: flex; flex-direction: column; gap: 15px; max-width: 450px; margin: 0 auto; }
.subscribe-form input { padding: 14px; border-radius: 6px; border: 1px solid var(--gray-text); background: #2a2a2a; color: var(--white); font-size: 1rem; }

@media (min-width: 768px) {
    .featured-card { grid-template-columns: 1fr 1fr; }
    .filters-toolbar { flex-direction: row; justify-content: space-between; align-items: center; }
    .search-bar { width: 300px; }
    #content-grid { grid-template-columns: repeat(2, 1fr); }
    .subscribe-form { flex-direction: row; }
    .subscribe-form input { flex-grow: 1; }
    .footer-grid { grid-template-columns: 2fr 1fr 1fr 2fr; text-align: left; gap: 50px; }
    .footer-about p, .subscribe-form { margin: 0; }
    .subscribe-form { flex-direction: row; }
    .subscribe-form input { flex-grow: 1; }
    .footer-bottom { display: flex; justify-content: space-between; align-items: center; }
    .footer-socials { margin-bottom: 0; }
}
@media (min-width: 992px) {
    #content-grid { grid-template-columns: repeat(3, 1fr); }
}