Financing Solutions for Every Real Estate Goal

Partnering with you to unlock tailored capital strategies that bring your residential and commercial projects to life.

Our Core Solutions

We’re dedicated to creating strong, long-term partnerships, supporting our clients’ growth, and serving as a trusted strategic ally on every project

Capital Lending

  • Fix & Flip Loans
  • Bridge Loans
  • Ground-Up Construction
  • DSCR Rental Loans
Explore Capital

Mortgage Lending

  • Conventional & FHA
  • Jumbo & VA Loans
  • Home Purchase
  • Refinance Options
Explore Mortgage

Your Funding Journey in 3 Simple Steps

We've streamlined the financing process to get you from application to funded as quickly as possible.

1. Apply Online

Complete our simple, secure online application in minutes with no impact on your credit score.

2. Receive Tailored Offers

Our experts review your needs and present you with clear, competitive financing options.

3. Fund Your Project

Accept your offer, complete the final steps, and receive your funding. It's that simple.

Investor-Focused Capital Lending

Flexible and fast financing designed for the modern real estate investor.

Fix & Flip

Up to 75% ARV 8.75% Interest Only

Bridge Loans

Up to 75% LTV Short-term capital gap

Ground-Up

Up to 85% LTC 12–18 Month Terms

DSCR Loans

$125K–$2.5M 30-Year Terms

Comprehensive Mortgage Options

Competitive rates and flexible terms for homeowners and residential investors.

FHA Loans

As little as 3.5% down payment. Flexible credit requirements accepted.

Conventional

Down payments as low as 3%. Both fixed-rate and ARM options available.

VA Loans

0% down payment for eligible veterans and service members. No PMI required.

Jumbo Loans

Financing for luxury properties exceeding conventional loan limits.

Refinance

Access cash-out equity or secure a better rate and term on your current loan.

Why Clients Choose Apex4K

We combine the speed of private capital with the reliability of traditional lending.

Fast Closings: Get funded quickly.

Competitive Rates: Get industry-leading rates tailored to your financial profile.

Expert Guidance : Work with experienced mortgage professionals every step of the way.

Full Transparency: No hidden fees or prepayment penalties.

Testimonial Author
"The speed and flexibility from Apex4K was a game-changer for my latest fix and flip project. They understood my needs and delivered funding in record time."

James R.Real Estate Investor, TX

Fix & Flip Real Estate Investing

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Free Learning Resources

Access our comprehensive library of educational content designed to help you make informed real estate and investment decisions.

Visit Learning Hub

Start Your Funding Journey

Apply online in minutes. No obligation, no impact to your credit score.

Full name is required.
Please enter a valid email address.
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Please select a financing type.

Mortgage: Loan Details

Please select a loan program.
Please select an occupancy type.
Please select a property type.

Mortgage: Financials

Please enter a valid purchase price.
Please enter a valid down payment.

Mortgage: Borrower Info

Please enter a score between 300 and 850.
Please enter your gross monthly income.
Include minimum payments on credit cards, auto loans, student loans, and other installment debts. Do not include current rent or utility payments.
Please enter your total monthly debt.

Capital: Deal Overview

Please select a capital product.
Please select a property type.
Property location is required.

Capital: Financials

Please enter a purchase price.
Enter 0 if not applicable.
ARV is required for most capital loans.

Capital: Borrower Info

Please select your citizenship status.
Please enter a score between 300 and 850.
Please select your experience level.

Final Details

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